Businessowners Policy

This comprehensive business liability insurance coverage for healthcare providers offers property, general liability insurance and business income protection in one policy. Standalone general liability coverage is also available. Policies for medical practices include coverage for top equipment breakdown.

Go to our online resources

Coverage Highlights

Contact an agent

  • Coverage for repair or replacement of damaged property with like kind and quality in the event of a covered loss to your property, without deduction for depreciation
  • Protection for direct loss or damage to covered property except for the exclusions or limitations specifically listed in the policy
  • Monetary coverage for the net income that would have been earned if no covered physical loss or damage to the premises had occurred, in addition to continuing normal operating expenses, like payroll
  • Coverage for injuries or property damage sustained by third parties, including accidents on your premises or away from your premises as a result of business operations
  • Equipment breakdown coverage
  • Many additional policy enhancements, including injury to leased or temp workers, newly acquired organizations, personal effects, spoilage, outdoor signs, utility service interruption and more

Commercial Umbrella

Contact an agent


Commercial Umbrella policy also available, providing an extra layer of protection over and above your other liability insurance coverage


Resources & Support

Learn more

  • Extensive library with toolkits, checklists, articles, studies and claims lessons
  • In-house, dedicated claims team providing efficient, attentive claims management
  • Multi-policy discounts available

MagMutual provides comprehensive coverage, along with exceptional service, extensive support and financial benefits, to more than 30,000 healthcare providers and organizations nationwide.