PRACTICE OF MEDICINE

Hospital Professional Liability

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By combining facility liability insurance coverage and employed physician malpractice coverage, MagMutual is able to give you comprehensive protection, unmatched risk management and patient safety support, superior claims expertise and industry-leading rewards in a single product.

  • Available policies include:
  • Hospital Professional Liability and Physician Primary Professional Liability
  • General and Employee Benefits Liability
  • Umbrella Liability scheduling Professional, General, Employee Benefits, Helipad, Employers Liability and Non-Owned Aircraft coverage
  • Immediate dividend eligibility
  • Employed and contract physician malpractice coverage available with shared or separate limits
  • Locum tenens coverage included when filling in for a covered physician
  • Employed or contracted medical director coverage included
  • Automatic liability insurance coverage for mid-level providers as employees
  • Consent to settle provision for first named insured, no hammer clause
  • Defense costs in addition to policy limits
  • Peer review and credentialing within definition of medical services
  • Defense costs reimbursement for regulatory or disciplinary hearings
  • Emergency first-aid coverage
  • $200k fire damage legal liability
  • Medical payments coverage within General Liability coverage part
  • National capability, with $3 billion in assets and an A.M. Best rating of A (Excellent)
  • Uncomplicated, easy-to-understand submission and quote process
  • Confidential, third-party peer review includes qualified, objective evaluation and performance improvement assistance at no cost through The Institute at MagMutual®
  • Complimentary subscription to UpToDate® for hospitals whose physicians we insure
  • Complimentary ECRI HRC membership
  • Flexible and customized options for CME credits, regional seminars, online courses, webinars and staff training available
  • Extensive resource library
  • 24/7 physician-staffed emergency hotline
  • Cyber Center offering access to expert cyber risk advisors, 24/7 online training courses, and compliance and incident response guidelines
  • Doctor2Doctor program giving support to physicians experiencing the stress of litigation from another physician who has experienced it firsthand
  • Efficient claims handling including physician review
  • Strong defense record, with 94% of claims resolved without trial, 77% of those resolved without indemnity payment and 86% of the claims that did proceed to trial resulting in favorable outcomes for our PolicyOwners*

*1982-2023 trial outcomes, closed files

MagMutual provides comprehensive coverage, along with customized advice, exceptional claims support and consistent financial benefits, to more than 40,000 healthcare providers and organizations nationwide.