PRACTICE OF MEDICINE

Hospital Professional Liability

By combining facility and employed physician coverage, MagMutual is able to give you comprehensive protection, unmatched risk management and patient safety support, superior claims expertise and industry-leading rewards in a single product.

Coverage Highlights

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  • Immediate dividend and Owners Circle® eligibility
  • Employed physicians coverage available with shared or separate limits
  • Broad form named insured language – ensuring your exposures are covered
  • Physician employment contract initiates active coverage; no provider roster required
  • Newly employed and onboarded physicians automatically covered
  • Locum tenens coverage included when filling in for a covered physician
  • Employed or contracted medical director coverage included
  • Automatic coverage for mid-level providers as employees
  • Consent to settle provision for first named insured, no hammer clause
  • Blanket additional insured coverage
  • Kidnap & Ransom coverage and related risk services
  • Defense costs in addition to policy limits
  • National capability, with $1.7 billion in assets and an A.M. Best rating of A (Excellent)
  • Uncomplicated, easy-to-understand submission and quote process
  • Actuarial services such as deductible analysis and funding studies for self-insured exposures
  • Confidential, third-party peer review includes qualified, objective evaluation and performance improvement assistance at no cost through The Institute at MagMutual®
  • Complimentary subscription to UpToDate® for hospitals whose physicians we insure
  • Complimentary ECRI HRC membership
  • Flexible and customized options for CME credits, regional seminars, online courses, webinars and staff training available
  • Extensive resource library
  • 24/7 physician-staffed emergency hotline
  • Cyber Center offering access to expert cyber risk advisors, 24/7 online training courses, and compliance and incident response guidelines
  • Doctor2Doctor® program giving support to physicians experiencing the stress of litigation from another physician who has experienced it firsthand
  • Efficient claims handling including physician review
  • Strong defense record, with 95% of claims resolved without trial, 83% of those resolved without indemnity payment and 86% of the claims that did proceed to trial resulted in favorable outcome for our PolicyOwners*

*1982-2018 trial outcomes, closed files

MagMutual provides comprehensive coverage, along with exceptional service, extensive support and financial benefits, to more than 25,000 physicians and healthcare organizations nationwide.