PRACTICE OF MEDICINE
Hospital Professional Liability
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By combining facility liability insurance coverage and employed physician malpractice coverage, MagMutual is able to give you comprehensive protection, unmatched risk management and patient safety support, superior claims expertise and industry-leading rewards in a single product.
- Available policies include:
- Hospital Professional Liability and Physician Primary Professional Liability
- General and Employee Benefits Liability
- Umbrella Liability scheduling Professional, General, Employee Benefits, Helipad, Employers Liability and Non-Owned Aircraft coverage
- Immediate dividend eligibility
- Employed and contract physician malpractice coverage available with shared or separate limits
- Locum tenens coverage included when filling in for a covered physician
- Employed or contracted medical director coverage included
- Automatic liability insurance coverage for mid-level providers as employees
- Consent to settle provision for first named insured, no hammer clause
- Defense costs in addition to policy limits
- Peer review and credentialing within definition of medical services
- Defense costs reimbursement for regulatory or disciplinary hearings
- Emergency first-aid coverage
- $200k fire damage legal liability
- Medical payments coverage within General Liability coverage part
- National capability, with $3 billion in assets and an A.M. Best rating of A (Excellent)
- Uncomplicated, easy-to-understand submission and quote process
- Confidential, third-party peer review includes qualified, objective evaluation and performance improvement assistance at no cost through The Institute at MagMutual®
- Complimentary subscription to UpToDate® for hospitals whose physicians we insure
- Complimentary ECRI HRC membership
- Flexible and customized options for CME credits, regional seminars, online courses, webinars and staff training available
- Extensive resource library
- 24/7 physician-staffed emergency hotline
- Cyber Center offering access to expert cyber risk advisors, 24/7 online training courses, and compliance and incident response guidelines
- Doctor2Doctor program giving support to physicians experiencing the stress of litigation from another physician who has experienced it firsthand
- Efficient claims handling including physician review
- Strong defense record, with 94% of claims resolved without trial, 77% of those resolved without indemnity payment and 86% of the claims that did proceed to trial resulting in favorable outcomes for our PolicyOwners*
*1982-2023 trial outcomes, closed files
MagMutual provides comprehensive coverage, along with customized advice, exceptional claims support and consistent financial benefits, to more than 40,000 healthcare providers and organizations nationwide.
40,000+
healthcare providers insured
#1 mutual
medical professional liability carrier in the U.S.
96% of claims
from the last five years resolved without going to trial
$443M+
PolicyOwners rewards