PRACTICE OF MEDICINE

Hospital Professional Liability

By combining facility and employed physician coverage, MagMutual is able to give you comprehensive protection, unmatched risk management and patient safety support, superior claims expertise and industry-leading rewards in a single product.

Coverage Highlights

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  • Available policies include Hospital and Physician Primary Professional Liability, General and Employee Benefits Liability, and Umbrella Liability scheduling Professional, General, Employee Benefits, Auto, Helipad, Employers Liability and Non-Owned Aircraft coverage
  • Immediate dividend eligibility
  • Employed and contract physicians coverage available with shared or separate limits
  • Locum tenens coverage included when filling in for a covered physician
  • Employed or contracted medical director coverage included
  • Automatic coverage for mid-level providers as employees
  • Consent to settle provision for first named insured, no hammer clause
  • Defense costs in addition to policy limits
  • Peer review and credentialing within definition of medical services
  • Defense costs reimbursement for regulatory or disciplinary hearings
  • Emergency first-aid coverage
  • $200k fire damage legal liability
  • Medical payments coverage within General Liability coverage part
  • National capability, with $1.8 billion in assets and an A.M. Best rating of A (Excellent)
  • Uncomplicated, easy-to-understand submission and quote process
  • Confidential, third-party peer review includes qualified, objective evaluation and performance improvement assistance at no cost through The Institute at MagMutual®
  • Complimentary subscription to UpToDate® for hospitals whose physicians we insure
  • Complimentary ECRI HRC membership
  • Flexible and customized options for CME credits, regional seminars, online courses, webinars and staff training available
  • Extensive resource library
  • 24/7 physician-staffed emergency hotline
  • Cyber Center offering access to expert cyber risk advisors, 24/7 online training courses, and compliance and incident response guidelines
  • Doctor2Doctor® program giving support to physicians experiencing the stress of litigation from another physician who has experienced it firsthand
  • Efficient claims handling including physician review
  • Strong defense record, with 95% of claims resolved without trial, 82% of those resolved without indemnity payment and 86% of the claims that did proceed to trial resulted in favorable outcome for our PolicyOwners*

*1982-2019 trial outcomes, closed files

MagMutual provides comprehensive coverage, along with exceptional service, extensive support and financial benefits, to more than 30,000 physicians and healthcare organizations nationwide.