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Terms of Use

This magmutual.com website (the "Site" or "Website") is provided by MAG Mutual Insurance Company (hereinafter, “MagMutual”). Use of this Site is governed by the terms and conditions set forth below. By using this Site or downloading materials from this Site, you agree to abide by the terms and conditions set forth herein. If you do not agree with these terms and conditions, you may not use or access this Website. MagMutual will strive to ensure that information contained on our Website is both current and accurate. However, due to factors beyond our control, we cannot and will not offer any warranty or guarantee of any nature concerning the accuracy or reliability of any information contained on our Website. The information provided on this Website is published for informational purposes only. It is not intended to constitute medical, legal or any other type of professional advice. If you have a question requiring professional advice of any type (i.e., medical or legal advice), you should contact a licensed and qualified professional in the relevant field. Nothing in any of our online forums constitutes rules for the practice of medicine and does not establish any standards of care.

Web Links and Social Media

As a convenience to you, MagMutual may provide on this Site, links to websites that are operated by other entities. If you decide to access any of the third party sites linked to this Site, you do so entirely at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. The linked sites are not under the control of MagMutual and we are not responsible for the content of any linked site or any link contained in a linked site. MagMutual reserves the right to terminate any link or linking program at any time. MagMutual does not endorse companies or products to which it links, unless specifically stated in the link text.

MagMutual’s social media pages are meant to share healthcare information, medical news, and company announcements with our followers. Sharing content from another company’s website does not necessarily indicate an endorsement of that company or its views. The content shared on all MagMutual’s social media pages is intended for non-commercial purposes. Appropriate credit will be given to the initial source, and, at the content-creator’s request, MagMutual will remove shared content. When sharing content posted to MagMutual’s Sites users agree to hereby release MagMutual from any and all liability in connection with the use of any and all pictures, images, videos, or content posted by MagMutual on any MagMutual page. MagMutual is in no way providing any medical, healthcare or legal advice in any of our online forums. MagMutual shall not be held responsible for inappropriate content, images or third party links submitted by other users.

Cookies, Etc.

Each time you visit our Website, an industry-standard program on our Site host will record your IP address, domain name, and browser type. We use this information internally to show Site activity and to determine potential trends in Site usage. Certain portions of our Website may also use "cookies" as part of our interaction with your web browser. A "cookie" is a piece of information that a website transfers to your computer hard drive for record-keeping purposes. We may use cookies to determine if you have previously visited our Website and for other administrative purposes. Otherwise, we only collect data that you submit voluntarily. To read more on how we handle the collection and use of nonpublic personal information, please read our Privacy Policy.

Jurisdiction and Enforceability

Use of this Website is governed by the laws of the state of Georgia, without giving effect to any choice or conflicts of law provisions or rules. The exclusive venue for the resolution of any related dispute is a court of competent jurisdiction in Fulton County, Georgia, United States of America.

Risk Management

The risk management advice presented in this Site is intended to provide general information of interest to physicians and other healthcare professionals. The recommendations and advice published on this Site do not reflect or establish a standard of care and do not establish rules for the practice of medicine. The publication of this information is not intended as an offer to insure such conditions or exposures, or to indicate that MAG Mutual Insurance Company will underwrite such risks. Our liability is limited to the specific written terms and conditions of actual insurance policies issued.

Product Availability

The information and descriptions of products and services contained in this Site are intended as general information and do not contain all of the terms, conditions and exclusions applicable to the products and services offered by or through MagMutual Insurance Company or other companies within MagMutual. For insurance products and services, the precise coverage afforded is subject to the terms and conditions of the insurance policies as issued and may vary from the general descriptions in this Site. Availability of the products and services described may vary by state.

Disclaimer of Warranties

The materials contained in this Site and in linked sites directly or indirectly accessible from this Site are provided WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCUDING BUT NOT LIMITED TO ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NONINFRINGEMENT. MAG MUTUAL DOES NOT WARRANT OR GUARANTEE THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY MATERIALS DISPLAYED IN THIS SITE. THE USER AGREES THAT ANY RELIANCE ON SUCH MATERIALS SHALL BE AT HIS OR HER SOLE RISK. IN NO EVENT SHALL MAG MUTUAL INSURANCE COMPANY, OR ANY OF ITS SUBSIDIARIES OR AFFILIATED COMPANIES, IN ANY EVENT BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DAMAGES, CLAIMS OR CAUSES OF ACTION WHATSOEVER (INDLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE, LOSS OF PROFITS, BUSINESS OPPORTUNITY OR INTERUPTION, LOSS OF INFORMATION OR ANY OTHER DAMAGES) RELATED TO THE USE OF THIS SITE OR ITS CONTENTS WHETHER SUCH CLAIM IS BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF RELIEF, EVEN IF MAG MUTUAL INSURANCE COMPANY HAS BEEN MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES. If any part or provision of this disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

Limited License

Subject to your continued compliance with the terms and conditions set forth in this Usage Policy, MagMutual grants you a non-exclusive, non-transferable, limited right to access and use the information contained in this magmutual.com Website. MagMutual authorizes you to view and download the materials at this Site only for your personal, non-commercial use. This authorization is not a transfer of title in the materials and copies of the materials and is subject to the following restrictions:

  1. You must retain, on all copies of the materials downloaded, all copyright and other proprietary notices contained in the materials.
  2. You may not modify the materials contained in this Site in any way or reproduce or publicly display, perform, distribute, or otherwise use them for any public or commercial purpose without express written permission from MAG Mutual Insurance Company.
  3. You must not transfer the materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under the terms and conditions of this Website Usage Policy.
  4. You agree not to interrupt or attempt to interrupt the operation of this Site in any way.

Copyright and Trademark/Service Mark

This Site, including all content, information, materials, programs, text, code, graphics, logos and the overall look and feel of the Site, are the property of MAG Mutual Insurance Company or its subsidiary companies. The Site is protected by federal copyright laws, whether or not a copyright notice is displayed. You agree to comply with all copyright laws in your use of this Site and to prevent any unauthorized copying of the materials.

"MagMutual" and the MagMutual logo are registered service marks of MAG Mutual Insurance Company.

For reprint and duplication permission, please contact support.

Companies within MagMutual to which this Website Usage Policy applies, include:

MAG Mutual Insurance Company MAG Mutual Insurance Agency, LLC. MAG Mutual Financial Services, LLC Select Professional Underwriters, LLC Professional Security Insurance Company OURCell Captive, PCC, Inc. MAG Mutual Patient Safety Institute, LLC MAG Mutual Foundation, Inc. South Carolina Physician Assurance Company

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