Mutual Matters: Navigating Medical Risk with Confidence

MagMutual PolicyOwners: 

As a mutual company, our mission has always been to protect you by helping you understand and reduce risk. For decades, this has meant providing the strongest possible defense when a medical malpractice claim arises and addressing medical liability challenges with unwavering commitment. However, in today's healthcare environment—where pressures around clinical complexity, regulatory change and patient expectations continue to intensify—reactive protection is no longer enough.   Reducing medical malpractice risk requires a proactive approach: guiding safer clinical decisions and helping you anticipate and avoid risks before they escalate.  As your trusted partner, we remain committed to investing in innovative solutions that help you make informed decisions, avoid claims and deliver safer care to your patients. MyAdvice is designed to provide foresight, clarity and confidence.

A New Approach in Risk Management

MyAdvice is our risk advice platform, built to deliver expert insight and personalized guidance directly to you. It extends far beyond a traditional library of resources. It brings together actuarial analysis, malpractice claims data and clinical expertise to identify meaningful patterns and translate them into practical guidance you can apply to real-world situations.

This integrated approach supports you throughout your entire insurance journey—from selecting appropriate coverage to navigating challenging patient interactions, helping you prioritize prevention at every critical stage. 

With MyAdvice, complex information is simplified into clear, actionable advice, empowering you to stay ahead of risk while delivering safer care and greater peace of mind.

The Five Behind MyAdvice

At the heart of MyAdvice is a comprehensive approach built on five core pillars that work together to deliver targeted, actionable guidance.

• Investment: As a mutual company, our unwavering focus is on you, our PolicyOwners, not outside shareholders, which is why we invest in CME-eligible courses, webinars and on-demand training through the Learning Center. We do this because we understand preventing claims requires education and resources. 
• Data: Powered by one of the most comprehensive, narrative-searchable malpractice datasets in the industry, MyAdvice draws on decades of claims, procedure and billing data to pinpoint where risk begins. 
• Analysis: Our team of actuaries, data scientists and clinical advisors interpret malpractice data to identify fundamental risk drivers and uncover clear, practical patterns. These findings lay the groundwork to address the root cause of risk. 
• Actions: Those insights are transformed into evidence-based, specialty-specific strategies that providers can understand and implement to reduce exposure, improve outcomes and strengthen their practice. 
• Delivery: Through advanced technology and ongoing innovation, MyAdvice delivers tailored guidance with precision—what you need, when you need it and how you can best use it. From automated alerts to personalized reports and on-demand education, recommendations are integrated seamlessly into your daily practice.

Proven Results for Our PolicyOwners 

The impact of MyAdvice is measurable. By engaging with targeted education and specialty-specific guidance, PolicyOwners see meaningful reductions in loss frequency. 

Our data shows that PolicyOwners who complete just one MyAdvice course experience an average of a 3% reduction in loss frequency. Those who complete four or more courses see reductions up to 20%.

These results reflect the real-world value of proactive guidance. With personalized Risk Reports and tailored recommendations available through the Advice Hub, you gain a clear view of your unique risk profile and practical tools to manage it effectively.

Your Toolkit for Risk Reduction 

MyAdvice provides a suite of tools designed to help you address risk before it becomes a claim. Each resource is built to support informed decision-making and safer outcomes.

• Expert Consultants: Access to physician, regulatory and risk experts for guidance on complex scenarios or compliance challenges—whenever you need it. 
• Learning Center: A robust library of CME-eligible articles, toolkits, webinars and on-demand training, focused on today’s pressing challenges in healthcare.

Delivering Confidence, Clarity and Control 

MyAdvice is more than a platform—it's a partnership in smarter risk management. It helps you respond confidently to evolving guidelines while maintaining clarity and greater control over your practice’s risk profile. 

By focusing on prevention rather than reaction, MyAdvice delivers better outcomes for both providers and patients—today and into the future. 

This is a mutual model in action: practical guidance, measurable results and a safer path forward. 

Explore MyAdvice to see how it can help you reduce risk and improve outcomes.

Sincerely, 
Bill Kanich, MD, JD 
 
January 2026