AI Chat Bot Terms of Use

  1. Purpose. The purpose of this Terms of Use Policy (the “Chat Bot Terms of Use”) is to establish guidelines for the appropriate use of MagMutual’s artificial intelligence (AI) Chat Bot, (collectively “the AI Service”), which is owned and provided by MagMutual. The Chat Bot Terms of Use ensure that the AI Service is used in compliance with applicable law and in a manner that upholds privacy, confidentiality, and data security. By using the AI Service or downloading output provided by the AI Service, you agree to abide by the Chat Bot Terms of Use set forth herein.
  2. Usage Requirements.
    1. You may not utilize the AI Service in a way that infringes on any person’s rights.
    2. You may not reverse assemble or otherwise attempt to recreate the source code or underlying components of the AI Service, unless in a manner consistent with applicable law.
    3. You may not use any method to extract data or other input from the AI Service.
    4. You may not convey that the output generated by the AI Service is in any way human-generated when it is not.
    5. You may not input the personal information of others into the AI Service, especially the personal identifying information of children under the applicable age of digital consent.
  3. Content. MagMutual may monitor and use your provided input for improvement of the AI Service. However, MagMutual will not retain, utilize or publish any confidential, identifying, or secure information or data that is inputted into the AI Service. The output provided by the AI Service is for informational purposes only and is not intended to constitute medical, legal or any other type of professional advice.
  4. Accuracy. Although MagMutual continues to maintain and improve the AI Service to make it reliable and accurate, there are inherent flaws in AI systems. Due to factors beyond MagMutual’s control, the AI Service may return incorrect output or inaccurate “hallucinations”. You should independently evaluate the accuracy of any output and you should not rely solely on the output without independent review.
  5. Confidentiality, Security and Data Protection.
    1. Confidentiality. The receiving party may not disclose the Confidential Information of the disclosing party to any third party and will protect such Confidential Information in the same manner in which the receiving party protects its own Confidential Information. Confidential Information is nonpublic information that is designated as confidential or should reasonably be considered confidential, including software and other nonpublic business information. Confidential Information does not include information that is or becomes public through no fault of the receiving party, information that is already legally possessed by the receiving party, information that is rightfully disclosed to the receiving party, or information independently developed without utilizing Confidential Information.
    2. Security. If you discover any breaches related to your use of the AI Service, you must promptly contact MagMutual and provide details of the breach.
    3. Personal Data. You should not utilize the AI Service to process yours or others’ personal data.
  6. Indemnification; Disclaimer of Warranties; Limitations of Liability.
    1. Indemnity. You will defend, indemnify, and hold harmless MagMutual, its affiliates, and personnel, from and against any claims, losses and expenses (including attorneys’ fees) arising from or relating to your use of the AI Service, including your input, products and services that you develop or offer in connection with the AI Service, and your breach of these Chat Bot Terms of Use or violation of applicable law.
    2. Disclaimer of Warranties. The AI Service is provided “as is”, MagMutual makes no warranties with respect to the AI Service, and MagMutual disclaims all warranties. MagMutual does not warrant that the AI Service will be uninterrupted, error-free, or that any content will be secure or unaltered.
    3. Limitations of Liability. Neither MagMutual nor its affiliates will be liable for any damages, loss, cost (including legal costs), expenses, indirect losses or consequential damage of any kind which may be suffered or incurred by you from the use of the AI Service.
  7. General Terms.
    1. Relationship of the Parties. These Chat Bot Terms of Use do not create a partnership, joint venture or agency relationship between you and MagMutual or its affiliates.
    2. Limited License. Subject to your compliance with these Chat Bot Terms of Use, MagMutual grants you a non-exclusive, non-transferable, limited right to access and use the AI Service and its output.
    3. Use of Intellectual Property. You may not use MagMutual’s or its affiliates’ names, logos, or trademarks, without prior written consent. The AI Service and the logos, text, code and graphics are the property of MagMutual.
    4. Assignment and Delegation. You may not assign or delegate any rights or obligations under these Chat Bot Terms of Use. MagMutual may assign or delegate these Chat Bot Terms of Use in connection with a merger, acquisition, sale, or as a part of corporate reorganization.
    5. Modifications. MagMutual may modify and amend these Chat Bot Terms of Use from time to time by posting a revised version on its website. Any changes will become effective immediately. Your continued use of the AI Service after any change represents your agreement to such change.
    6. Waiver and Severability. If any of the terms herein is determined to be invalid or unenforceable by a court of law, that term will not affect the enforceability of any other terms. MagMutual does not waive any rights in the event that you do not comply with these Chat Bot Terms of Use.
    7. Equitable Remedies. If you violate or breach these Chat Bot Terms of Use, it may cause irreparable harm to MagMutual, and MagMutual shall have the right to seek injunctive relief and other legal remedies against you.
    8. Entire Agreement. These Terms of Use and any incorporated policies contain the entire agreement between you and MagMutual regarding use of the AI Service. The Terms of Use incorporate the MagMutual Website’s Terms of Use.
    9. Jurisdiction and Enforceability. Use of the AI Service is governed by the laws of the state of Georgia, without giving effect to any choice or conflicts of law provisions or rules. The exclusive venue for the resolution of any related dispute is a court of competent jurisdiction in Fulton County, Georgia, United States of America.